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🏛️ Close Fees & Ground Rent

       Many flats (especially in tenements) have common close fees for maintenance of shared areas — stairs, roof, external walls.

       New-build flats may also have factoring fees paid to a property management company.

       These can be £50–£200+/month and are often missed by first-time buyers. Always ask.

       Get a copy of the title deeds before buying a flat to understand all obligations.

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